Call reports 2017
BANK 1ST — 2017
What BANK 1ST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 121,594,000 | 116,311,000 | 118,551,000 | 121,673,000 |
| Total loans | 87,309,000 | 85,893,000 | 87,506,000 | 88,967,000 |
| Allowance for loan losses | 1,232,000 | 1,266,000 | 1,293,000 | 1,324,000 |
| Securities available for sale | 29,302,000 | 25,303,000 | 22,182,000 | 26,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,043,000 | 98,111,000 | 101,813,000 | 103,961,000 |
| Interest-bearing deposits | 93,588,000 | 85,122,000 | 88,879,000 | 87,335,000 |
| Noninterest-bearing deposits | 11,455,000 | 12,989,000 | 12,934,000 | 16,626,000 |
| Equity capital | 14,392,000 | 15,173,000 | 15,341,000 | 15,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,457,000 | 3,632,000 | 4,825,000 |
| Interest expense | 131,000 | 263,000 | 387,000 | 508,000 |
| Net interest income | 1,032,000 | 2,194,000 | 3,245,000 | 4,317,000 |
| Noninterest income | 119,000 | 221,000 | 338,000 | 437,000 |
| Noninterest expense | 687,000 | 1,367,000 | 2,038,000 | 2,640,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 444,000 | 1,005,000 | 1,485,000 | 2,026,000 |
| Income tax | 22,000 | 50,000 | 74,000 | 101,000 |
| Net income | 422,000 | 955,000 | 1,411,000 | 1,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,719,000 | 15,109,000 | 15,373,000 | 15,688,000 |
| Total capital | 15,800,000 | 16,164,000 | 16,443,000 | 16,783,000 |
| Risk-weighted assets | 86,371,000 | 84,146,000 | 85,392,000 | 87,391,000 |