Call reports 2016
BANK 1ST — 2016
What BANK 1ST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,690,000 | 118,381,000 | 121,137,000 | 124,978,000 |
| Total loans | 84,464,000 | 86,421,000 | 88,017,000 | 88,431,000 |
| Allowance for loan losses | 1,141,000 | 1,152,000 | 1,182,000 | 1,210,000 |
| Securities available for sale | 30,723,000 | 27,063,000 | 24,288,000 | 32,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,733,000 | 100,681,000 | 105,263,000 | 105,004,000 |
| Interest-bearing deposits | 96,337,000 | 86,249,000 | 92,301,000 | 91,243,000 |
| Noninterest-bearing deposits | 14,396,000 | 14,432,000 | 12,962,000 | 13,761,000 |
| Equity capital | 14,045,000 | 14,541,000 | 14,690,000 | 14,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,294,000 | 3,448,000 | 4,588,000 |
| Interest expense | 138,000 | 272,000 | 402,000 | 528,000 |
| Net interest income | 998,000 | 2,022,000 | 3,046,000 | 4,060,000 |
| Noninterest income | 139,000 | 259,000 | 387,000 | 504,000 |
| Noninterest expense | 708,000 | 1,418,000 | 2,121,000 | 2,728,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 421,000 | 829,000 | 1,267,000 | 1,761,000 |
| Income tax | 21,000 | 41,000 | 63,000 | 88,000 |
| Net income | 400,000 | 788,000 | 1,204,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,575,000 | 13,836,000 | 14,112,000 | 14,436,000 |
| Total capital | 14,632,000 | 14,897,000 | 15,194,000 | 15,543,000 |
| Risk-weighted assets | 84,503,000 | 84,862,000 | 86,479,000 | 88,454,000 |