Call reports 2014
BANK 1ST — 2014
What BANK 1ST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 126,780,000 | 121,833,000 | 122,601,000 | 124,185,000 |
| Total loans | 71,773,000 | 71,823,000 | 73,132,000 | 77,416,000 |
| Allowance for loan losses | 991,000 | 1,020,000 | 1,039,000 | 1,054,000 |
| Securities available for sale | 42,021,000 | 39,879,000 | 39,717,000 | 39,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,576,000 | 109,164,000 | 109,125,000 | 110,347,000 |
| Interest-bearing deposits | 98,189,000 | 94,706,000 | 94,194,000 | 93,007,000 |
| Noninterest-bearing deposits | 16,387,000 | 14,458,000 | 14,931,000 | 17,340,000 |
| Equity capital | 11,517,000 | 12,092,000 | 12,297,000 | 12,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,188,000 | 3,291,000 | 4,402,000 |
| Interest expense | 163,000 | 328,000 | 486,000 | 636,000 |
| Net interest income | 927,000 | 1,860,000 | 2,805,000 | 3,766,000 |
| Noninterest income | 127,000 | 263,000 | 386,000 | 556,000 |
| Noninterest expense | 750,000 | 1,510,000 | 2,258,000 | 2,965,000 |
| Provision for loan losses | 0 | 35,000 | 50,000 | 65,000 |
| Pretax income | 322,000 | 606,000 | 915,000 | 1,337,000 |
| Income tax | 16,000 | 30,000 | 46,000 | 67,000 |
| Net income | 306,000 | 576,000 | 869,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,727,000 | 11,925,000 | 12,063,000 | 12,340,000 |
| Total capital | 12,643,000 | 12,843,000 | 12,996,000 | 13,327,000 |
| Risk-weighted assets | 73,231,000 | 73,338,000 | 74,682,000 | 78,919,000 |