Call reports 2012
BANK 1ST — 2012
What BANK 1ST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,722,000 | 113,501,000 | 117,787,000 | 122,349,000 |
| Total loans | 71,750,000 | 68,605,000 | 68,433,000 | 67,848,000 |
| Allowance for loan losses | 958,000 | 956,000 | 956,000 | 923,000 |
| Securities available for sale | 32,138,000 | 32,734,000 | 34,640,000 | 37,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,238,000 | 102,438,000 | 105,497,000 | 110,239,000 |
| Interest-bearing deposits | 91,714,000 | 89,113,000 | 91,259,000 | 93,183,000 |
| Noninterest-bearing deposits | 13,524,000 | 13,325,000 | 14,238,000 | 17,056,000 |
| Equity capital | 10,078,000 | 10,296,000 | 11,383,000 | 11,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,406,000 | 3,542,000 | 4,663,000 |
| Interest expense | 226,000 | 450,000 | 667,000 | 878,000 |
| Net interest income | 986,000 | 1,956,000 | 2,875,000 | 3,785,000 |
| Noninterest income | 117,000 | 245,000 | 360,000 | 468,000 |
| Noninterest expense | 786,000 | 1,541,000 | 2,301,000 | 3,015,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 344,000 | 688,000 | 1,003,000 | 1,307,000 |
| Income tax | 17,000 | 34,000 | 50,000 | 65,000 |
| Net income | 327,000 | 654,000 | 953,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,394,000 | 9,577,000 | 10,540,000 | 10,707,000 |
| Total capital | 10,333,000 | 10,533,000 | 11,441,000 | 11,594,000 |
| Risk-weighted assets | 75,105,000 | 82,585,000 | 72,018,000 | 70,895,000 |