Call reports 2011
BANK 1ST — 2011
What BANK 1ST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,168,000 | 106,074,000 | 111,057,000 | 111,587,000 |
| Total loans | 69,379,000 | 66,589,000 | 67,497,000 | 69,616,000 |
| Allowance for loan losses | 899,000 | 901,000 | 850,000 | 855,000 |
| Securities available for sale | 25,416,000 | 29,056,000 | 32,716,000 | 35,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,928,000 | 94,853,000 | 98,920,000 | 100,733,000 |
| Interest-bearing deposits | 85,615,000 | 83,495,000 | 86,880,000 | 86,158,000 |
| Noninterest-bearing deposits | 11,313,000 | 11,358,000 | 12,040,000 | 14,575,000 |
| Equity capital | 9,367,000 | 9,653,000 | 9,870,000 | 9,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,431,000 | 3,623,000 | 4,829,000 |
| Interest expense | 264,000 | 512,000 | 752,000 | 986,000 |
| Net interest income | 949,000 | 1,919,000 | 2,871,000 | 3,843,000 |
| Noninterest income | 117,000 | 216,000 | 346,000 | 449,000 |
| Noninterest expense | 726,000 | 1,443,000 | 2,170,000 | 2,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 363,000 | 715,000 | 1,083,000 | 1,479,000 |
| Income tax | 18,000 | 36,000 | 54,000 | 79,000 |
| Net income | 345,000 | 679,000 | 1,029,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,832,000 | 8,984,000 | 9,114,000 | 9,243,000 |
| Total capital | 9,709,000 | 9,831,000 | 9,964,000 | 10,098,000 |
| Risk-weighted assets | 70,105,000 | 67,671,000 | 68,964,000 | 86,694,000 |