Call reports 2010
BANK 1ST — 2010
What BANK 1ST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 103,381,000 | 102,498,000 | 105,631,000 | 104,268,000 |
| Total loans | 66,413,000 | 68,625,000 | 70,797,000 | 69,905,000 |
| Allowance for loan losses | 755,000 | 832,000 | 937,000 | 939,000 |
| Securities available for sale | 26,768,000 | 24,217,000 | 25,131,000 | 25,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,536,000 | 89,042,000 | 93,636,000 | 93,742,000 |
| Interest-bearing deposits | 78,737,000 | 78,201,000 | 81,528,000 | 81,842,000 |
| Noninterest-bearing deposits | 11,799,000 | 10,841,000 | 12,108,000 | 11,900,000 |
| Equity capital | 9,044,000 | 9,292,000 | 9,522,000 | 9,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,539,000 | 3,818,000 | 5,097,000 |
| Interest expense | 320,000 | 634,000 | 947,000 | 1,250,000 |
| Net interest income | 957,000 | 1,905,000 | 2,871,000 | 3,847,000 |
| Noninterest income | 141,000 | 263,000 | 368,000 | 471,000 |
| Noninterest expense | 727,000 | 1,427,000 | 2,160,000 | 2,843,000 |
| Provision for loan losses | 105,000 | 165,000 | 272,000 | 272,000 |
| Pretax income | 266,000 | 708,000 | 939,000 | 1,335,000 |
| Income tax | 13,000 | 35,000 | 47,000 | 67,000 |
| Net income | 253,000 | 673,000 | 892,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,427,000 | 8,647,000 | 8,670,000 | 8,640,000 |
| Total capital | 9,182,000 | 9,479,000 | 9,563,000 | 9,579,000 |
| Risk-weighted assets | 83,591,000 | 69,167,000 | 71,364,000 | 86,015,000 |