Call reports 2009
BANK 1ST — 2009
What BANK 1ST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 89,823,000 | 88,561,000 | 95,860,000 | 99,983,000 |
| Total loans | 66,964,000 | 66,468,000 | 66,731,000 | 66,934,000 |
| Allowance for loan losses | 720,000 | 790,000 | 789,000 | 651,000 |
| Securities available for sale | 17,075,000 | 16,929,000 | 21,242,000 | 24,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,659,000 | 78,338,000 | 83,695,000 | 88,007,000 |
| Interest-bearing deposits | 68,343,000 | 68,670,000 | 72,997,000 | 72,976,000 |
| Noninterest-bearing deposits | 10,316,000 | 9,668,000 | 10,698,000 | 15,031,000 |
| Equity capital | 8,642,000 | 8,620,000 | 9,004,000 | 9,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,514,000 | 3,778,000 | 5,071,000 |
| Interest expense | 351,000 | 702,000 | 1,041,000 | 1,371,000 |
| Net interest income | 907,000 | 1,812,000 | 2,737,000 | 3,700,000 |
| Noninterest income | 141,000 | 244,000 | 364,000 | 468,000 |
| Noninterest expense | 719,000 | 1,477,000 | 2,203,000 | 2,851,000 |
| Provision for loan losses | 10,000 | 90,000 | 89,000 | 307,000 |
| Pretax income | 343,000 | 513,000 | 835,000 | 1,041,000 |
| Income tax | 17,000 | 26,000 | 42,000 | 52,000 |
| Net income | 326,000 | 487,000 | 793,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,099,000 | 8,099,000 | 8,262,000 | 8,316,000 |
| Total capital | 8,819,000 | 8,889,000 | 9,051,000 | 8,967,000 |
| Risk-weighted assets | 65,957,000 | 65,311,000 | 77,935,000 | 67,521,000 |