Call reports 2007
BANK 1ST — 2007
What BANK 1ST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 84,090,000 | 86,395,000 | 86,177,000 | 85,264,000 |
| Total loans | 55,983,000 | 56,507,000 | 58,585,000 | 58,839,000 |
| Allowance for loan losses | 611,000 | 612,000 | 601,000 | 609,000 |
| Securities available for sale | 11,610,000 | 13,153,000 | 12,650,000 | 10,837,000 |
| Securities held to maturity | 6,627,000 | 8,215,000 | 8,908,000 | 10,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,587,000 | 75,229,000 | 76,068,000 | 76,095,000 |
| Interest-bearing deposits | 64,712,000 | 64,720,000 | 65,291,000 | 64,311,000 |
| Noninterest-bearing deposits | 9,875,000 | 10,509,000 | 10,777,000 | 11,784,000 |
| Equity capital | 7,431,000 | 7,447,000 | 7,706,000 | 7,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,517,000 | 3,845,000 | 5,186,000 |
| Interest expense | 497,000 | 1,029,000 | 1,582,000 | 2,128,000 |
| Net interest income | 733,000 | 1,488,000 | 2,263,000 | 3,058,000 |
| Noninterest income | 162,000 | 284,000 | 400,000 | 511,000 |
| Noninterest expense | 601,000 | 1,197,000 | 1,795,000 | 2,384,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 284,000 | 565,000 | 858,000 | 1,150,000 |
| Income tax | 14,000 | 28,000 | 43,000 | 57,000 |
| Net income | 270,000 | 537,000 | 815,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,493,000 | 7,579,000 | 7,658,000 | 7,550,000 |
| Total capital | 8,104,000 | 8,191,000 | 8,259,000 | 8,159,000 |
| Risk-weighted assets | 55,836,000 | 56,863,000 | 59,051,000 | 58,911,000 |