Call reports 2006
BANK 1ST — 2006
What BANK 1ST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,708,000 | 82,047,000 | 79,428,000 | 83,109,000 |
| Total loans | 54,107,000 | 54,342,000 | 54,638,000 | 54,458,000 |
| Allowance for loan losses | 637,000 | 646,000 | 612,000 | 614,000 |
| Securities available for sale | 15,909,000 | 15,237,000 | 12,254,000 | 11,682,000 |
| Securities held to maturity | 4,288,000 | 4,864,000 | 4,778,000 | 6,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,128,000 | 66,704,000 | 69,494,000 | 74,011,000 |
| Interest-bearing deposits | 60,297,000 | 57,717,000 | 59,590,000 | 60,071,000 |
| Noninterest-bearing deposits | 8,831,000 | 8,987,000 | 9,904,000 | 13,940,000 |
| Equity capital | 7,679,000 | 7,680,000 | 7,944,000 | 7,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,233,000 | 3,403,000 | 4,633,000 |
| Interest expense | 425,000 | 884,000 | 1,336,000 | 1,794,000 |
| Net interest income | 665,000 | 1,349,000 | 2,067,000 | 2,839,000 |
| Noninterest income | 158,000 | 272,000 | 395,000 | 535,000 |
| Noninterest expense | 602,000 | 1,228,000 | 1,841,000 | 2,400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 393,000 | 584,000 | 937,000 |
| Income tax | 11,000 | 19,000 | 29,000 | 47,000 |
| Net income | 210,000 | 374,000 | 555,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,997,000 | 8,019,000 | 8,084,000 | 7,388,000 |
| Total capital | 8,634,000 | 8,665,000 | 8,696,000 | 8,002,000 |
| Risk-weighted assets | 53,568,000 | 53,732,000 | 53,171,000 | 53,739,000 |