Call reports 2002
BANK 1ST — 2002
What BANK 1ST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,301,000 | 83,042,000 | 85,349,000 | 85,925,000 |
| Total loans | 54,892,000 | 55,186,000 | 55,568,000 | 54,389,000 |
| Allowance for loan losses | 685,000 | 673,000 | 662,000 | 669,000 |
| Securities available for sale | 16,314,000 | 17,964,000 | 16,003,000 | 17,517,000 |
| Securities held to maturity | 1,446,000 | 1,120,000 | 1,109,000 | 1,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,240,000 | 74,636,000 | 76,872,000 | 77,671,000 |
| Interest-bearing deposits | 67,394,000 | 66,348,000 | 69,051,000 | 68,202,000 |
| Noninterest-bearing deposits | 8,846,000 | 8,288,000 | 7,821,000 | 9,469,000 |
| Equity capital | 7,609,000 | 7,871,000 | 7,907,000 | 7,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,828,000 | 4,163,000 | 5,493,000 |
| Interest expense | 588,000 | 1,174,000 | 1,766,000 | 2,320,000 |
| Net interest income | 790,000 | 1,654,000 | 2,397,000 | 3,173,000 |
| Noninterest income | 165,000 | 332,000 | 462,000 | 578,000 |
| Noninterest expense | 596,000 | 1,228,000 | 1,848,000 | 2,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 359,000 | 758,000 | 1,011,000 | 1,259,000 |
| Income tax | 18,000 | 38,000 | 51,000 | 61,000 |
| Net income | 341,000 | 720,000 | 960,000 | 1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,297,000 | 7,438,000 | 7,439,000 | 7,437,000 |
| Total capital | 7,969,000 | 8,111,000 | 8,101,000 | 8,106,000 |
| Risk-weighted assets | 53,723,000 | 55,751,000 | 57,365,000 | 55,725,000 |