Call reports 2001
BANK 1ST — 2001
What BANK 1ST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,878,000 | 80,504,000 | 85,736,000 | 82,775,000 |
| Total loans | 58,422,000 | 58,930,000 | 58,943,000 | 56,415,000 |
| Allowance for loan losses | 721,000 | 748,000 | 636,000 | 676,000 |
| Securities available for sale | 15,952,000 | 13,899,000 | 13,581,000 | 13,495,000 |
| Securities held to maturity | 1,690,000 | 1,549,000 | 1,526,000 | 1,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,951,000 | 72,204,000 | 77,043,000 | 74,653,000 |
| Interest-bearing deposits | 65,821,000 | 63,308,000 | 67,859,000 | 64,008,000 |
| Noninterest-bearing deposits | 8,130,000 | 8,896,000 | 9,184,000 | 10,645,000 |
| Equity capital | 7,575,000 | 7,677,000 | 8,017,000 | 7,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,024,000 | 4,515,000 | 5,951,000 |
| Interest expense | 763,000 | 1,499,000 | 2,201,000 | 2,828,000 |
| Net interest income | 762,000 | 1,525,000 | 2,314,000 | 3,123,000 |
| Noninterest income | 152,000 | 290,000 | 416,000 | 576,000 |
| Noninterest expense | 618,000 | 1,204,000 | 1,798,000 | 2,423,000 |
| Provision for loan losses | 40,000 | 65,000 | 78,000 | 60,000 |
| Pretax income | 256,000 | 546,000 | 854,000 | 1,216,000 |
| Income tax | 132,000 | 158,000 | 186,000 | 129,000 |
| Net income | 124,000 | 388,000 | 668,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,115,000 | 7,268,000 | 7,438,000 | 7,196,000 |
| Total capital | 7,813,000 | 7,964,000 | 8,074,000 | 7,871,000 |
| Risk-weighted assets | 55,745,000 | 55,650,000 | 57,104,000 | 54,270,000 |