Call reports 2004
FARMERS BANK OF PORTAGEVILLE — 2004
What FARMERS BANK OF PORTAGEVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 52,215,000 | 50,368,000 | 48,701,000 |
| Total loans | 28,671,000 | 28,558,000 | 29,305,000 |
| Allowance for loan losses | 315,000 | 291,000 | 354,000 |
| Securities available for sale | 14,284,000 | 18,026,000 | 15,646,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 46,127,000 | 44,536,000 | 42,592,000 |
| Interest-bearing deposits | 38,038,000 | 36,461,000 | 35,135,000 |
| Noninterest-bearing deposits | 8,089,000 | 8,075,000 | 7,457,000 |
| Equity capital | 5,704,000 | 5,534,000 | 5,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 625,000 | 1,241,000 | 1,863,000 |
| Interest expense | 151,000 | 300,000 | 442,000 |
| Net interest income | 474,000 | 941,000 | 1,421,000 |
| Noninterest income | 76,000 | 170,000 | 270,000 |
| Noninterest expense | 325,000 | 656,000 | 897,000 |
| Provision for loan losses | 12,000 | 24,000 | 97,000 |
| Pretax income | 213,000 | 431,000 | 697,000 |
| Income tax | 109,000 | 193,000 | 268,000 |
| Net income | 104,000 | 238,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 5,607,000 | 5,597,000 | 5,796,000 |
| Total capital | 5,922,000 | 5,888,000 | 6,150,000 |
| Risk-weighted assets | 33,558,000 | 33,273,000 | 32,887,000 |