Call reports 2003
FARMERS BANK OF PORTAGEVILLE — 2003
What FARMERS BANK OF PORTAGEVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,213,000 | 50,970,000 | 48,615,000 | 52,567,000 |
| Total loans | 28,589,000 | 32,195,000 | 34,292,000 | 31,725,000 |
| Allowance for loan losses | 431,000 | 423,000 | 426,000 | 396,000 |
| Securities available for sale | 16,472,000 | 15,328,000 | 10,975,000 | 16,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,962,000 | 43,929,000 | 42,148,000 | 46,653,000 |
| Interest-bearing deposits | 38,257,000 | 36,467,000 | 35,397,000 | 35,960,000 |
| Noninterest-bearing deposits | 7,705,000 | 7,461,000 | 6,750,000 | 10,693,000 |
| Equity capital | 5,952,000 | 5,932,000 | 5,754,000 | 5,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,468,000 | 2,217,000 | 2,930,000 |
| Interest expense | 196,000 | 383,000 | 558,000 | 717,000 |
| Net interest income | 527,000 | 1,085,000 | 1,659,000 | 2,213,000 |
| Noninterest income | 82,000 | 170,000 | 262,000 | 345,000 |
| Noninterest expense | 316,000 | 646,000 | 987,000 | 1,319,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 281,000 | 586,000 | 899,000 | 1,192,000 |
| Income tax | 97,000 | 192,000 | 297,000 | 427,000 |
| Net income | 184,000 | 394,000 | 602,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,685,000 | 5,702,000 | 5,606,000 | 5,597,000 |
| Total capital | 6,102,000 | 6,125,000 | 6,032,000 | 5,993,000 |
| Risk-weighted assets | 33,359,000 | 36,243,000 | 36,903,000 | 34,866,000 |