Call reports 2002
FARMERS BANK OF PORTAGEVILLE — 2002
What FARMERS BANK OF PORTAGEVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,486,000 | 51,388,000 | 50,571,000 | 50,035,000 |
| Total loans | 25,220,000 | 29,031,000 | 31,467,000 | 28,836,000 |
| Allowance for loan losses | 385,000 | 416,000 | 426,000 | 427,000 |
| Securities available for sale | 21,989,000 | 18,934,000 | 15,942,000 | 15,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,241,000 | 45,151,000 | 42,575,000 | 44,055,000 |
| Interest-bearing deposits | 40,364,000 | 38,425,000 | 36,118,000 | 36,655,000 |
| Noninterest-bearing deposits | 6,877,000 | 6,726,000 | 6,457,000 | 7,400,000 |
| Equity capital | 5,912,000 | 6,017,000 | 5,911,000 | 5,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,588,000 | 2,393,000 | 3,161,000 |
| Interest expense | 303,000 | 566,000 | 807,000 | 1,020,000 |
| Net interest income | 491,000 | 1,022,000 | 1,586,000 | 2,141,000 |
| Noninterest income | 85,000 | 186,000 | 285,000 | 378,000 |
| Noninterest expense | 302,000 | 628,000 | 971,000 | 1,344,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 262,000 | 556,000 | 864,000 | 1,127,000 |
| Income tax | 77,000 | 161,000 | 261,000 | 393,000 |
| Net income | 185,000 | 395,000 | 603,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,678,000 | 5,645,000 | 5,521,000 | 5,496,000 |
| Total capital | 6,063,000 | 6,061,000 | 5,947,000 | 5,910,000 |
| Risk-weighted assets | 31,723,000 | 33,476,000 | 37,208,000 | 33,129,000 |