Call reports 2001
FARMERS BANK OF PORTAGEVILLE — 2001
What FARMERS BANK OF PORTAGEVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,263,000 | 48,538,000 | 50,413,000 | 54,018,000 |
| Total loans | 24,857,000 | 25,449,000 | 27,885,000 | 26,162,000 |
| Allowance for loan losses | 390,000 | 399,000 | 396,000 | 392,000 |
| Securities available for sale | 20,488,000 | 19,479,000 | 17,052,000 | 22,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,087,000 | 42,223,000 | 44,149,000 | 47,996,000 |
| Interest-bearing deposits | 37,315,000 | 35,773,000 | 37,042,000 | 39,580,000 |
| Noninterest-bearing deposits | 6,772,000 | 6,450,000 | 7,107,000 | 8,416,000 |
| Equity capital | 5,765,000 | 5,824,000 | 5,918,000 | 5,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,847,000 | 2,744,000 | 3,592,000 |
| Interest expense | 477,000 | 914,000 | 1,306,000 | 1,657,000 |
| Net interest income | 469,000 | 933,000 | 1,438,000 | 1,935,000 |
| Noninterest income | 90,000 | 199,000 | 302,000 | 392,000 |
| Noninterest expense | 324,000 | 643,000 | 962,000 | 1,284,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 223,000 | 465,000 | 744,000 | 999,000 |
| Income tax | 74,000 | 147,000 | 227,000 | 330,000 |
| Net income | 149,000 | 318,000 | 517,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,491,000 | 5,524,000 | 5,519,000 | 5,487,000 |
| Total capital | 5,881,000 | 5,913,000 | 5,915,000 | 5,879,000 |
| Risk-weighted assets | 31,338,000 | 31,109,000 | 33,226,000 | 32,526,000 |