Call reports 2025
NEW FOUNDATION SAVINGS BANK — 2025
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 19,016,000 | 18,100,000 | 18,199,000 | 17,957,000 |
| Total loans | 15,839,000 | 15,400,000 | 14,814,000 | 14,094,000 |
| Allowance for loan losses | 86,000 | 86,000 | 86,000 | 86,000 |
| Securities available for sale | 905,000 | 877,000 | 849,000 | 819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,583,000 | 14,651,000 | 14,778,000 | 14,487,000 |
| Interest-bearing deposits | 14,285,000 | 13,717,000 | 13,873,000 | 13,510,000 |
| Noninterest-bearing deposits | 1,298,000 | 934,000 | 905,000 | 977,000 |
| Equity capital | 2,744,000 | 2,729,000 | 2,731,000 | 2,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 478,000 | 704,000 | 926,000 |
| Interest expense | 96,000 | 185,000 | 274,000 | 361,000 |
| Net interest income | 149,000 | 293,000 | 430,000 | 565,000 |
| Noninterest income | 10,000 | 26,000 | 56,000 | 79,000 |
| Noninterest expense | 181,000 | 368,000 | 538,000 | 691,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -22,000 | -49,000 | -52,000 | -47,000 |
| Income tax | -5,000 | -11,000 | -14,000 | -11,000 |
| Net income | -17,000 | -38,000 | -38,000 | -36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,729,000 | 2,709,000 | 2,708,000 | 2,711,000 |