Call reports 2023
NEW FOUNDATION SAVINGS BANK — 2023
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 24,985,000 | 23,462,000 | 23,272,000 | 22,859,000 |
| Total loans | 21,571,000 | 19,875,000 | 19,984,000 | 18,771,000 |
| Allowance for loan losses | 84,000 | 86,000 | 86,000 | 86,000 |
| Securities available for sale | 1,094,000 | 1,086,000 | 1,031,000 | 1,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,322,000 | 17,324,000 | 16,723,000 | 17,451,000 |
| Interest-bearing deposits | 15,325,000 | 15,386,000 | 14,894,000 | 16,620,000 |
| Noninterest-bearing deposits | 1,997,000 | 1,938,000 | 1,829,000 | 831,000 |
| Equity capital | 2,776,000 | 2,813,000 | 2,840,000 | 2,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 573,000 | 862,000 | 1,097,000 |
| Interest expense | 64,000 | 128,000 | 216,000 | 303,000 |
| Net interest income | 229,000 | 445,000 | 646,000 | 794,000 |
| Noninterest income | 286,000 | 457,000 | 619,000 | 81,000 |
| Noninterest expense | 485,000 | 883,000 | 1,185,000 | 697,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 24,000 | 7,000 | 68,000 | 166,000 |
| Income tax | 7,000 | 12,000 | 21,000 | 32,000 |
| Net income | 29,000 | 49,000 | 93,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,803,000 | 2,822,000 | 2,866,000 | 2,874,000 |