Call reports 2021
NEW FOUNDATION SAVINGS BANK — 2021
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 28,477,000 | 28,015,000 | 26,706,000 | 27,449,000 |
| Total loans | 24,220,000 | 24,753,000 | 23,451,000 | 23,914,000 |
| Allowance for loan losses | 77,000 | 76,000 | 77,000 | 78,000 |
| Securities available for sale | 232,000 | 202,000 | 181,000 | 158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,918,000 | 17,149,000 | 17,181,000 | 17,482,000 |
| Interest-bearing deposits | 15,337,000 | 15,516,000 | 15,543,000 | 15,637,000 |
| Noninterest-bearing deposits | 1,581,000 | 1,633,000 | 1,638,000 | 1,845,000 |
| Equity capital | 2,443,000 | 2,467,000 | 2,581,000 | 2,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 472,000 | 688,000 | 934,000 |
| Interest expense | 79,000 | 134,000 | 184,000 | 235,000 |
| Net interest income | 160,000 | 338,000 | 504,000 | 699,000 |
| Noninterest income | 1,103,000 | 1,826,000 | 2,727,000 | 3,433,000 |
| Noninterest expense | 973,000 | 1,774,000 | 2,534,000 | 3,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 290,000 | 390,000 | 697,000 | 749,000 |
| Income tax | 17,000 | 23,000 | 53,000 | 47,000 |
| Net income | 67,000 | 91,000 | 207,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,436,000 | 2,461,000 | 2,576,000 | 2,625,000 |