Call reports 2019
NEW FOUNDATION SAVINGS BANK — 2019
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,567,000 | 18,435,000 | 19,057,000 | 19,509,000 |
| Total loans | 15,261,000 | 14,556,000 | 15,624,000 | 15,527,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 | 71,000 |
| Securities available for sale | 406,000 | 385,000 | 356,000 | 335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,896,000 | 13,177,000 | 13,245,000 | 13,741,000 |
| Interest-bearing deposits | 12,552,000 | 12,216,000 | 12,151,000 | 12,210,000 |
| Noninterest-bearing deposits | 344,000 | 961,000 | 1,094,000 | 1,531,000 |
| Equity capital | 2,129,000 | 2,165,000 | 2,169,000 | 2,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 420,000 | 627,000 | 839,000 |
| Interest expense | 47,000 | 109,000 | 166,000 | 224,000 |
| Net interest income | 153,000 | 311,000 | 461,000 | 615,000 |
| Noninterest income | 327,000 | 860,000 | 1,295,000 | 1,659,000 |
| Noninterest expense | 487,000 | 1,088,000 | 1,654,000 | 2,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | 83,000 | 102,000 | 108,000 |
| Income tax | -1,000 | -3,000 | -4,000 | -6,000 |
| Net income | -5,000 | 26,000 | 28,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,135,000 | 2,167,000 | 2,168,000 | 2,173,000 |
| Total capital | 2,206,000 | 2,238,000 | 2,239,000 | 2,244,000 |
| Risk-weighted assets | 11,148,000 | 10,905,000 | 10,604,000 | 10,901,000 |