Call reports 2016
NEW FOUNDATION SAVINGS BANK — 2016
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 21,281,000 | 23,006,000 | 21,506,000 | 20,758,000 |
| Total loans | 17,817,000 | 18,477,000 | 17,456,000 | 16,685,000 |
| Allowance for loan losses | 88,000 | 88,000 | 89,000 | 89,000 |
| Securities available for sale | 80,000 | 80,000 | 80,000 | 695,000 |
| Securities held to maturity | 125,000 | 121,000 | 115,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,279,000 | 15,538,000 | 15,259,000 | 14,741,000 |
| Interest-bearing deposits | 15,225,000 | 15,371,000 | 15,111,000 | 14,600,000 |
| Noninterest-bearing deposits | 54,000 | 167,000 | 148,000 | 141,000 |
| Equity capital | 1,983,000 | 2,028,000 | 2,033,000 | 2,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 423,000 | 637,000 | 823,000 |
| Interest expense | 53,000 | 106,000 | 168,000 | 223,000 |
| Net interest income | 161,000 | 317,000 | 469,000 | 600,000 |
| Noninterest income | 296,000 | 890,000 | 1,094,000 | 1,485,000 |
| Noninterest expense | 460,000 | 1,056,000 | 1,375,000 | 1,914,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | -4,000 | 149,000 | 186,000 | 169,000 |
| Income tax | -1,000 | 18,000 | 7,000 | -52,000 |
| Net income | -18,000 | 27,000 | 37,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,983,000 | 2,136,000 | 2,033,000 | 2,075,000 |
| Total capital | 2,071,000 | 2,249,000 | 2,122,000 | 2,164,000 |
| Risk-weighted assets | 11,406,000 | 11,745,000 | 12,270,000 | 11,339,000 |