Call reports 2015
NEW FOUNDATION SAVINGS BANK — 2015
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,843,000 | 21,313,000 | 20,395,000 | 20,181,000 |
| Total loans | 15,996,000 | 17,579,000 | 17,383,000 | 17,048,000 |
| Allowance for loan losses | 81,000 | 81,000 | 84,000 | 87,000 |
| Securities available for sale | 206,000 | 205,000 | 80,000 | 80,000 |
| Securities held to maturity | 143,000 | 140,000 | 133,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,041,000 | 14,653,000 | 14,725,000 | 15,012,000 |
| Interest-bearing deposits | 15,041,000 | 14,653,000 | 14,725,000 | 15,012,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,909,000 | 1,981,000 | 2,001,000 | 2,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 414,000 | 629,000 | 846,000 |
| Interest expense | 49,000 | 103,000 | 161,000 | 218,000 |
| Net interest income | 152,000 | 311,000 | 468,000 | 628,000 |
| Noninterest income | 180,000 | 488,000 | 787,000 | 1,022,000 |
| Noninterest expense | 267,000 | 596,000 | 982,000 | 1,369,000 |
| Provision for loan losses | 8,000 | 8,000 | 11,000 | 14,000 |
| Pretax income | 57,000 | 195,000 | 262,000 | 267,000 |
| Income tax | 6,000 | 19,000 | 27,000 | 34,000 |
| Net income | 35,000 | 105,000 | 127,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,908,000 | 1,985,000 | 2,008,000 | 2,011,000 |
| Total capital | 1,990,000 | 2,071,000 | 2,102,000 | 2,111,000 |
| Risk-weighted assets | 10,534,000 | 11,203,000 | 10,084,000 | 9,875,000 |