Call reports 2014
NEW FOUNDATION SAVINGS BANK — 2014
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 21,709,000 | 22,287,000 | 19,966,000 | 19,657,000 |
| Total loans | 15,272,000 | 15,564,000 | 15,832,000 | 15,521,000 |
| Allowance for loan losses | 113,000 | 74,000 | 74,000 | 81,000 |
| Securities available for sale | 205,000 | 206,000 | 206,000 | 206,000 |
| Securities held to maturity | 168,000 | 161,000 | 155,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,715,000 | 17,135,000 | 14,874,000 | 14,870,000 |
| Interest-bearing deposits | 16,715,000 | 17,135,000 | 14,874,000 | 14,870,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,769,000 | 1,804,000 | 1,843,000 | 1,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 378,000 | 578,000 | 778,000 |
| Interest expense | 46,000 | 94,000 | 143,000 | 194,000 |
| Net interest income | 139,000 | 284,000 | 435,000 | 584,000 |
| Noninterest income | 73,000 | 244,000 | 386,000 | 511,000 |
| Noninterest expense | 239,000 | 482,000 | 731,000 | 967,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 12,000 |
| Pretax income | -27,000 | 41,000 | 85,000 | 116,000 |
| Income tax | 1,000 | 6,000 | 13,000 | 18,000 |
| Net income | -3,000 | 32,000 | 70,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,494,000 | 2,557,000 | 2,594,000 | 2,621,000 |
| Total capital | 2,609,000 | 2,631,000 | 2,668,000 | 2,702,000 |
| Risk-weighted assets | 10,822,000 | 11,006,000 | 11,176,000 | 10,929,000 |