Call reports 2013
NEW FOUNDATION SAVINGS BANK — 2013
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,283,000 | 21,587,000 | 22,121,000 | 21,910,000 |
| Total loans | 15,030,000 | 14,546,000 | 15,065,000 | 15,183,000 |
| Allowance for loan losses | 115,000 | 115,000 | 115,000 | 115,000 |
| Securities available for sale | 81,000 | 205,000 | 205,000 | 206,000 |
| Securities held to maturity | 190,000 | 183,000 | 178,000 | 173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,934,000 | 17,606,000 | 17,701,000 | 17,557,000 |
| Interest-bearing deposits | 18,934,000 | 17,606,000 | 17,701,000 | 17,557,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,768,000 | 1,799,000 | 1,784,000 | 1,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 375,000 | 559,000 | 745,000 |
| Interest expense | 52,000 | 116,000 | 169,000 | 218,000 |
| Net interest income | 129,000 | 259,000 | 390,000 | 527,000 |
| Noninterest income | 126,000 | 271,000 | 353,000 | 428,000 |
| Noninterest expense | 229,000 | 434,000 | 691,000 | 919,000 |
| Provision for loan losses | 0 | 0 | 0 | 22,000 |
| Pretax income | 26,000 | 96,000 | 52,000 | 14,000 |
| Income tax | 3,000 | 8,000 | 6,000 | 3,000 |
| Net income | 14,000 | 46,000 | 30,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,390,000 | 2,451,000 | 2,559,000 | 2,522,000 |
| Total capital | 2,505,000 | 2,566,000 | 2,674,000 | 2,637,000 |
| Risk-weighted assets | 10,252,000 | 10,461,000 | 11,001,000 | 10,254,000 |