Call reports 2012
NEW FOUNDATION SAVINGS BANK — 2012
What NEW FOUNDATION SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 21,461,000 | 22,180,000 | 21,533,000 | 21,205,000 |
| Total loans | 14,193,000 | 14,959,000 | 15,391,000 | 14,832,000 |
| Allowance for loan losses | 115,000 | 115,000 | 115,000 | 115,000 |
| Securities available for sale | 250,000 | 161,000 | 154,000 | 80,000 |
| Securities held to maturity | 209,000 | 205,000 | 199,000 | 194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,387,000 | 17,355,000 | 16,761,000 | 16,717,000 |
| Interest-bearing deposits | 17,387,000 | 17,355,000 | 16,761,000 | 16,717,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,692,000 | 1,704,000 | 1,718,000 | 1,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 386,000 | 573,000 | 759,000 |
| Interest expense | 67,000 | 128,000 | 188,000 | 241,000 |
| Net interest income | 138,000 | 258,000 | 385,000 | 518,000 |
| Noninterest income | 41,000 | 162,000 | 358,000 | 585,000 |
| Noninterest expense | 176,000 | 381,000 | 644,000 | 918,000 |
| Provision for loan losses | 1,000 | 0 | 1,000 | 1,000 |
| Pretax income | 2,000 | 39,000 | 98,000 | 184,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 13,000 |
| Net income | 8,000 | 20,000 | 34,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,199,000 | 2,231,000 | 2,279,000 | 2,373,000 |
| Total capital | 2,314,000 | 2,352,000 | 2,409,000 | 2,488,000 |
| Risk-weighted assets | 9,708,000 | 9,138,000 | 9,706,000 | 9,740,000 |