Call reports 2005
TRUST COMPANY OF AMERICA — 2005
What TRUST COMPANY OF AMERICA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 245,073,000 | 232,179,000 | 246,018,000 | 257,274,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 153,388,000 | 148,128,000 | 158,267,000 | 166,933,000 |
| Securities held to maturity | 72,113,000 | 72,201,000 | 72,283,000 | 72,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,986,000 | 212,700,000 | 225,847,000 | 237,822,000 |
| Interest-bearing deposits | 225,986,000 | 212,700,000 | 225,847,000 | 237,822,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 16,933,000 | 18,066,000 | 18,590,000 | 18,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,371,000 | 6,665,000 | 9,051,000 |
| Interest expense | 123,000 | 238,000 | 356,000 | 499,000 |
| Net interest income | 2,006,000 | 4,133,000 | 6,309,000 | 8,552,000 |
| Noninterest income | 1,850,000 | 3,704,000 | 5,883,000 | 8,191,000 |
| Noninterest expense | 3,413,000 | 6,755,000 | 10,109,000 | 13,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 443,000 | 1,082,000 | 2,083,000 | 2,944,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 1,082,000 | 2,083,000 | 2,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,916,000 | 16,051,000 | 17,600,000 | 17,556,000 |
| Total capital | 15,916,000 | 16,051,000 | 17,600,000 | 17,556,000 |
| Risk-weighted assets | 91,129,000 | 90,573,000 | 96,811,000 | 102,238,000 |