Call reports 2004
TRUST COMPANY OF AMERICA — 2004
What TRUST COMPANY OF AMERICA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 230,567,000 | 221,723,000 | 224,916,000 | 211,662,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 218,408,000 | 210,973,000 | 213,002,000 | 196,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,865,000 | 201,282,000 | 189,586,000 | 183,316,000 |
| Interest-bearing deposits | 201,173,000 | 199,630,000 | 186,837,000 | 182,841,000 |
| Noninterest-bearing deposits | 2,692,000 | 1,652,000 | 2,749,000 | 475,000 |
| Equity capital | 24,993,000 | 19,222,000 | 23,393,000 | 21,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,279,000 | 4,472,000 | 6,707,000 | 8,818,000 |
| Interest expense | 122,000 | 230,000 | 347,000 | 483,000 |
| Net interest income | 2,157,000 | 4,242,000 | 6,360,000 | 8,335,000 |
| Noninterest income | 1,941,000 | 3,612,000 | 5,251,000 | 7,276,000 |
| Noninterest expense | 3,043,000 | 6,358,000 | 9,599,000 | 13,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,055,000 | 1,496,000 | 2,012,000 | 2,441,000 |
| Income tax | 0 | 0 | 0 | -215,000 |
| Net income | 1,055,000 | 1,496,000 | 2,012,000 | 2,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,712,000 | 22,353,000 | 22,169,000 | 21,938,000 |
| Total capital | 22,712,000 | 22,353,000 | 22,169,000 | 21,938,000 |
| Risk-weighted assets | 94,489,000 | 80,750,000 | 62,258,000 | 58,940,000 |