Call reports 2003
TRUST COMPANY OF AMERICA — 2003
What TRUST COMPANY OF AMERICA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 265,255,000 | 244,483,000 | 256,471,000 | 221,894,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 256,613,000 | 236,200,000 | 246,237,000 | 209,834,000 |
| Securities held to maturity | 248,000 | 248,000 | 249,000 | 249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,617,000 | 211,229,000 | 232,162,000 | 199,856,000 |
| Interest-bearing deposits | 235,617,000 | 211,229,000 | 232,162,000 | 197,596,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 2,260,000 |
| Equity capital | 24,220,000 | 24,722,000 | 22,245,000 | 21,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,307,000 | 6,900,000 | 9,388,000 |
| Interest expense | 208,000 | 313,000 | 437,000 | 561,000 |
| Net interest income | 2,088,000 | 3,994,000 | 6,463,000 | 8,827,000 |
| Noninterest income | 1,408,000 | 2,882,000 | 4,296,000 | 5,887,000 |
| Noninterest expense | 2,918,000 | 5,875,000 | 9,538,000 | 12,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,730,000 | 5,329,000 | 5,549,000 | 5,534,000 |
| Income tax | 1,377,000 | 1,539,000 | 1,633,000 | 1,497,000 |
| Net income | 3,353,000 | 3,790,000 | 3,916,000 | 4,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,974,000 | 21,410,000 | 21,536,000 | 21,657,000 |
| Total capital | 20,974,000 | 21,410,000 | 21,536,000 | 21,657,000 |
| Risk-weighted assets | 182,978,000 | 101,462,000 | 108,816,000 | 87,667,000 |