Call reports 2002
TRUST COMPANY OF AMERICA — 2002
What TRUST COMPANY OF AMERICA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 235,834,000 | 241,539,000 | 245,605,000 | 240,355,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 223,438,000 | 234,888,000 | 239,137,000 | 232,847,000 |
| Securities held to maturity | 254,000 | 251,000 | 252,000 | 254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,720,000 | 214,619,000 | 215,061,000 | 210,498,000 |
| Interest-bearing deposits | 212,720,000 | 214,619,000 | 215,061,000 | 210,498,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 19,634,000 | 22,789,000 | 25,286,000 | 25,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,609,000 | 5,269,000 | 8,100,000 | 10,824,000 |
| Interest expense | 383,000 | 771,000 | 1,089,000 | 1,314,000 |
| Net interest income | 2,226,000 | 4,498,000 | 7,011,000 | 9,510,000 |
| Noninterest income | 1,497,000 | 2,894,000 | 4,519,000 | 5,973,000 |
| Noninterest expense | 2,563,000 | 5,368,000 | 8,397,000 | 10,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,115,000 | 1,997,000 | 3,106,000 | 4,733,000 |
| Income tax | 359,000 | 638,000 | 997,000 | 1,401,000 |
| Net income | 756,000 | 1,359,000 | 2,109,000 | 3,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,762,000 | 18,288,000 | 18,598,000 | 18,550,000 |
| Total capital | 17,762,000 | 18,288,000 | 18,598,000 | 18,550,000 |
| Risk-weighted assets | 127,961,000 | 140,993,000 | 88,528,000 | 90,359,000 |