Call reports 2024
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH — 2024
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 178,210,000 | 180,255,000 | 181,616,000 | 182,860,000 |
| Total loans | 135,540,000 | 138,576,000 | 139,743,000 | 143,339,000 |
| Allowance for loan losses | 1,907,000 | 1,927,000 | 1,959,000 | 1,968,000 |
| Securities available for sale | 18,326,000 | 16,505,000 | 17,342,000 | 15,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,138,000 | 137,021,000 | 140,789,000 | 141,498,000 |
| Interest-bearing deposits | 125,877,000 | 125,643,000 | 127,746,000 | 130,227,000 |
| Noninterest-bearing deposits | 11,261,000 | 11,378,000 | 13,043,000 | 11,271,000 |
| Equity capital | 25,969,000 | 26,121,000 | 26,607,000 | 27,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,749,000 | 5,856,000 | 7,913,000 |
| Interest expense | 427,000 | 944,000 | 1,527,000 | 2,152,000 |
| Net interest income | 1,444,000 | 2,805,000 | 4,329,000 | 5,761,000 |
| Noninterest income | 168,000 | 373,000 | 581,000 | 763,000 |
| Noninterest expense | 1,433,000 | 2,875,000 | 4,284,000 | 5,777,000 |
| Provision for loan losses | 3,000 | 21,000 | 52,000 | 64,000 |
| Pretax income | 176,000 | 282,000 | 574,000 | 683,000 |
| Income tax | 37,000 | 60,000 | 121,000 | 5,000 |
| Net income | 139,000 | 222,000 | 453,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,142,000 | 26,226,000 | 26,456,000 | 26,772,000 |
| Total capital | 27,399,000 | 27,514,000 | 27,748,000 | 28,092,000 |
| Risk-weighted assets | 99,959,000 | 102,441,000 | 102,703,000 | 105,012,000 |