Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,872,000 | 182,713,000 | 180,105,000 | 181,529,000 |
| Total loans | 108,632,000 | 111,784,000 | 116,795,000 | 125,359,000 |
| Allowance for loan losses | 1,669,000 | 1,688,000 | 1,721,000 | 1,793,000 |
| Securities available for sale | 13,133,000 | 27,094,000 | 30,318,000 | 28,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,524,000 | 157,371,000 | 155,107,000 | 149,099,000 |
| Interest-bearing deposits | 142,740,000 | 144,352,000 | 142,011,000 | 137,973,000 |
| Noninterest-bearing deposits | 11,784,000 | 13,019,000 | 13,096,000 | 11,126,000 |
| Equity capital | 24,006,000 | 23,979,000 | 23,599,000 | 24,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,827,000 | 4,509,000 | 6,149,000 |
| Interest expense | 106,000 | 203,000 | 295,000 | 398,000 |
| Net interest income | 1,289,000 | 2,624,000 | 4,214,000 | 5,751,000 |
| Noninterest income | 135,000 | 273,000 | 414,000 | 577,000 |
| Noninterest expense | 1,385,000 | 2,711,000 | 4,086,000 | 5,360,000 |
| Provision for loan losses | 13,000 | 31,000 | 64,000 | 97,000 |
| Pretax income | 26,000 | 155,000 | 478,000 | 871,000 |
| Income tax | 8,000 | 35,000 | 103,000 | 218,000 |
| Net income | 18,000 | 120,000 | 375,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,652,000 | 24,753,000 | 25,008,000 | 25,286,000 |
| Total capital | 25,663,000 | 25,806,000 | 26,055,000 | 26,497,000 |
| Risk-weighted assets | 80,255,000 | 83,652,000 | 83,117,000 | 96,322,000 |