Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 169,576,000 | 174,376,000 | 183,435,000 | 180,036,000 |
| Total loans | 112,257,000 | 110,928,000 | 107,894,000 | 108,545,000 |
| Allowance for loan losses | 1,656,000 | 1,655,000 | 1,646,000 | 1,654,000 |
| Securities available for sale | 5,329,000 | 7,595,000 | 11,589,000 | 12,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,715,000 | 148,594,000 | 157,418,000 | 154,192,000 |
| Interest-bearing deposits | 131,976,000 | 136,708,000 | 143,539,000 | 142,654,000 |
| Noninterest-bearing deposits | 11,739,000 | 11,886,000 | 13,879,000 | 11,538,000 |
| Equity capital | 23,492,000 | 23,783,000 | 23,981,000 | 24,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,185,000 | 4,673,000 | 6,124,000 |
| Interest expense | 150,000 | 301,000 | 444,000 | 572,000 |
| Net interest income | 1,485,000 | 2,884,000 | 4,229,000 | 5,552,000 |
| Noninterest income | 126,000 | 290,000 | 427,000 | 572,000 |
| Noninterest expense | 1,227,000 | 2,523,000 | 3,858,000 | 5,223,000 |
| Provision for loan losses | 33,000 | 36,000 | 39,000 | 42,000 |
| Pretax income | 259,000 | 572,000 | 700,000 | 767,000 |
| Income tax | 74,000 | 139,000 | 166,000 | 239,000 |
| Net income | 185,000 | 433,000 | 534,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,290,000 | 24,538,000 | 24,639,000 | 24,633,000 |
| Total capital | 25,370,000 | 25,617,000 | 25,712,000 | 25,720,000 |
| Risk-weighted assets | 85,854,000 | 85,808,000 | 85,334,000 | 86,428,000 |