Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF BATH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,712,000 | 127,712,000 | 131,279,000 | 126,998,000 |
| Total loans | 105,232,000 | 105,276,000 | 107,262,000 | 106,921,000 |
| Allowance for loan losses | 1,118,000 | 1,222,000 | 1,255,000 | 1,212,000 |
| Securities available for sale | 0 | 0 | 0 | 3,911,000 |
| Securities held to maturity | 3,256,000 | 3,867,000 | 4,254,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,339,000 | 105,510,000 | 108,221,000 | 104,674,000 |
| Interest-bearing deposits | 98,058,000 | 98,828,000 | 99,931,000 | 98,055,000 |
| Noninterest-bearing deposits | 6,281,000 | 6,682,000 | 8,290,000 | 6,619,000 |
| Equity capital | 19,512,000 | 19,760,000 | 20,066,000 | 20,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,773,000 | 4,187,000 | 5,601,000 |
| Interest expense | 87,000 | 181,000 | 274,000 | 369,000 |
| Net interest income | 1,269,000 | 2,592,000 | 3,913,000 | 5,232,000 |
| Noninterest income | 155,000 | 315,000 | 437,000 | 563,000 |
| Noninterest expense | 1,052,000 | 2,133,000 | 3,104,000 | 4,213,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 156,000 |
| Pretax income | 339,000 | 708,000 | 1,147,000 | 1,426,000 |
| Income tax | 113,000 | 236,000 | 376,000 | 369,000 |
| Net income | 226,000 | 472,000 | 771,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,826,000 | 20,071,000 | 20,371,000 | 20,743,000 |
| Total capital | 20,740,000 | 20,996,000 | 21,317,000 | 21,684,000 |
| Risk-weighted assets | 72,790,000 | 73,575,000 | 75,243,000 | 74,870,000 |