Call reports 2001
COHUTTA BANKING COMPANY, THE — 2001
What COHUTTA BANKING COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 160,488,000 | 167,565,000 | 176,670,000 | 185,839,000 |
| Total loans | 123,484,000 | 128,874,000 | 139,579,000 | 143,108,000 |
| Allowance for loan losses | 1,693,000 | 1,778,000 | 1,859,000 | 1,969,000 |
| Securities available for sale | 24,282,000 | 26,679,000 | 26,587,000 | 29,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,976,000 | 139,242,000 | 137,795,000 | 149,808,000 |
| Interest-bearing deposits | 116,529,000 | 116,949,000 | 116,816,000 | 128,543,000 |
| Noninterest-bearing deposits | 20,447,000 | 22,293,000 | 20,979,000 | 21,265,000 |
| Equity capital | 12,371,000 | 12,227,000 | 13,231,000 | 13,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,249,000 | 6,328,000 | 9,616,000 | 12,824,000 |
| Interest expense | 1,519,000 | 2,863,000 | 4,169,000 | 5,235,000 |
| Net interest income | 1,730,000 | 3,465,000 | 5,447,000 | 7,589,000 |
| Noninterest income | 273,000 | 546,000 | 929,000 | 1,201,000 |
| Noninterest expense | 1,194,000 | 2,483,000 | 3,851,000 | 5,131,000 |
| Provision for loan losses | 85,000 | 140,000 | 240,000 | 359,000 |
| Pretax income | 732,000 | 1,396,000 | 2,285,000 | 3,321,000 |
| Income tax | 261,000 | 502,000 | 829,000 | 1,203,000 |
| Net income | 471,000 | 894,000 | 1,456,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,315,000 | 12,170,000 | 12,765,000 | 13,311,000 |
| Total capital | 13,829,000 | 13,809,000 | 14,567,000 | 15,181,000 |
| Risk-weighted assets | 120,950,000 | 130,944,000 | 144,095,000 | 149,512,000 |