Call reports 2002
FIRST STATE BANK OF DONALSONVILLE — 2002
What FIRST STATE BANK OF DONALSONVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 80,722,000 | 82,700,000 | 80,394,000 |
| Total loans | 56,408,000 | 57,902,000 | 57,843,000 |
| Allowance for loan losses | 692,000 | 649,000 | 622,000 |
| Securities available for sale | 12,986,000 | 13,681,000 | 15,238,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 60,495,000 | 62,292,000 | 59,735,000 |
| Interest-bearing deposits | 56,059,000 | 57,236,000 | 54,900,000 |
| Noninterest-bearing deposits | 4,436,000 | 5,056,000 | 4,835,000 |
| Equity capital | 7,688,000 | 7,938,000 | 7,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 1,342,000 | 2,622,000 | 3,857,000 |
| Interest expense | 705,000 | 1,315,000 | 1,913,000 |
| Net interest income | 637,000 | 1,307,000 | 1,944,000 |
| Noninterest income | 77,000 | 205,000 | 242,000 |
| Noninterest expense | 549,000 | 1,170,000 | 1,806,000 |
| Provision for loan losses | 0 | 17,000 | 22,000 |
| Pretax income | 224,000 | 384,000 | 415,000 |
| Income tax | 77,000 | 131,000 | 137,000 |
| Net income | 147,000 | 253,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 7,067,000 | 7,191,000 | 7,215,000 |
| Total capital | 7,759,000 | 7,840,000 | 7,837,000 |
| Risk-weighted assets | 56,952,000 | 58,290,000 | 57,529,000 |