Call reports 2001
FIRST STATE BANK OF DONALSONVILLE — 2001
What FIRST STATE BANK OF DONALSONVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 92,843,000 | 90,743,000 | 83,956,000 | 84,511,000 |
| Total loans | 54,793,000 | 53,446,000 | 54,756,000 | 53,155,000 |
| Allowance for loan losses | 829,000 | 810,000 | 835,000 | 712,000 |
| Securities available for sale | 22,109,000 | 26,374,000 | 20,486,000 | 21,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,572,000 | 70,375,000 | 63,444,000 | 64,268,000 |
| Interest-bearing deposits | 68,254,000 | 66,903,000 | 59,803,000 | 59,041,000 |
| Noninterest-bearing deposits | 4,318,000 | 3,472,000 | 3,641,000 | 5,227,000 |
| Equity capital | 7,507,000 | 7,628,000 | 7,821,000 | 7,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,521,000 | 5,171,000 | 6,613,000 |
| Interest expense | 1,136,000 | 2,283,000 | 3,294,000 | 4,167,000 |
| Net interest income | 651,000 | 1,238,000 | 1,877,000 | 2,446,000 |
| Noninterest income | 112,000 | 262,000 | 375,000 | 478,000 |
| Noninterest expense | 556,000 | 1,125,000 | 1,681,000 | 2,241,000 |
| Provision for loan losses | 77,000 | 119,000 | 144,000 | 331,000 |
| Pretax income | 129,000 | 255,000 | 425,000 | 347,000 |
| Income tax | 45,000 | 91,000 | 151,000 | 136,000 |
| Net income | 84,000 | 164,000 | 274,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,724,000 | 6,821,000 | 6,949,000 | 6,903,000 |
| Total capital | 7,427,000 | 7,504,000 | 7,633,000 | 7,583,000 |
| Risk-weighted assets | 56,123,000 | 54,533,000 | 54,589,000 | 54,353,000 |