Call reports 2012
FIRST BANK OF DELAWARE — 2012
What FIRST BANK OF DELAWARE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 242,662,000 | 222,550,000 | 177,986,000 |
| Total loans | 109,313,000 | 100,767,000 | 97,426,000 |
| Allowance for loan losses | 2,214,000 | 2,214,000 | 2,214,000 |
| Securities available for sale | 3,983,000 | 3,388,000 | 3,196,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 154,804,000 | 137,278,000 | 95,368,000 |
| Interest-bearing deposits | 118,111,000 | 110,729,000 | 78,777,000 |
| Noninterest-bearing deposits | 36,693,000 | 26,549,000 | 16,591,000 |
| Equity capital | 44,963,000 | 41,510,000 | 38,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,814,000 | 3,490,000 | 5,010,000 |
| Interest expense | 391,000 | 747,000 | 1,030,000 |
| Net interest income | 1,423,000 | 2,743,000 | 3,980,000 |
| Noninterest income | 188,000 | 211,000 | 227,000 |
| Noninterest expense | 3,271,000 | 8,740,000 | 12,337,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -1,660,000 | -5,786,000 | -8,130,000 |
| Income tax | -617,000 | -1,279,000 | -1,279,000 |
| Net income | -1,043,000 | -4,507,000 | -6,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 44,720,000 | 41,313,000 | 38,754,000 |
| Total capital | 46,235,000 | 42,696,000 | 40,053,000 |
| Risk-weighted assets | 120,532,000 | 109,786,000 | 102,995,000 |