Call reports 2011
FIRST BANK OF DELAWARE — 2011
What FIRST BANK OF DELAWARE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 229,851,000 | 212,210,000 | 232,910,000 | 256,038,000 |
| Total loans | 126,799,000 | 133,603,000 | 129,237,000 | 122,180,000 |
| Allowance for loan losses | 2,220,000 | 2,280,000 | 2,280,000 | 2,214,000 |
| Securities available for sale | 4,817,000 | 4,599,000 | 4,331,000 | 4,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,194,000 | 160,248,000 | 182,583,000 | 168,326,000 |
| Interest-bearing deposits | 121,371,000 | 85,111,000 | 89,347,000 | 101,641,000 |
| Noninterest-bearing deposits | 57,823,000 | 75,137,000 | 93,236,000 | 66,685,000 |
| Equity capital | 46,479,000 | 47,507,000 | 47,839,000 | 46,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,270,000 | 6,309,000 | 8,324,000 | 10,375,000 |
| Interest expense | 346,000 | 656,000 | 895,000 | 1,247,000 |
| Net interest income | 3,924,000 | 5,653,000 | 7,429,000 | 9,128,000 |
| Noninterest income | 4,069,000 | 7,167,000 | 8,397,000 | 8,872,000 |
| Noninterest expense | 4,097,000 | 7,247,000 | 9,681,000 | 14,801,000 |
| Provision for loan losses | 610,000 | 670,000 | 670,000 | 670,000 |
| Pretax income | 3,286,000 | 4,903,000 | 5,475,000 | 2,529,000 |
| Income tax | 1,230,000 | 1,837,000 | 2,051,000 | 955,000 |
| Net income | 2,056,000 | 3,066,000 | 3,424,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,223,000 | 47,242,000 | 47,588,000 | 45,758,000 |
| Total capital | 47,878,000 | 48,951,000 | 49,262,000 | 47,394,000 |
| Risk-weighted assets | 131,814,000 | 136,131,000 | 133,336,000 | 130,267,000 |