Call reports 2010
FIRST BANK OF DELAWARE — 2010
What FIRST BANK OF DELAWARE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 170,807,000 | 177,440,000 | 205,328,000 | 219,153,000 |
| Total loans | 101,856,000 | 112,275,000 | 116,767,000 | 129,423,000 |
| Allowance for loan losses | 3,592,000 | 4,033,000 | 5,011,000 | 5,680,000 |
| Securities available for sale | 10,903,000 | 10,109,000 | 5,271,000 | 5,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,996,000 | 131,547,000 | 158,296,000 | 169,986,000 |
| Interest-bearing deposits | 87,467,000 | 84,144,000 | 96,014,000 | 102,083,000 |
| Noninterest-bearing deposits | 38,529,000 | 47,403,000 | 62,282,000 | 67,903,000 |
| Equity capital | 41,827,000 | 42,340,000 | 43,325,000 | 44,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,618,000 | 7,442,000 | 12,385,000 | 17,909,000 |
| Interest expense | 296,000 | 639,000 | 969,000 | 1,279,000 |
| Net interest income | 3,322,000 | 6,803,000 | 11,416,000 | 16,630,000 |
| Noninterest income | 1,237,000 | 2,730,000 | 5,166,000 | 8,197,000 |
| Noninterest expense | 3,187,000 | 6,326,000 | 9,652,000 | 13,809,000 |
| Provision for loan losses | 825,000 | 1,925,000 | 4,000,000 | 5,500,000 |
| Pretax income | 547,000 | 1,282,000 | 2,930,000 | 5,518,000 |
| Income tax | 208,000 | 484,000 | 1,102,000 | 2,075,000 |
| Net income | 339,000 | 798,000 | 1,828,000 | 3,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,546,000 | 42,025,000 | 43,078,000 | 44,142,000 |
| Total capital | 42,933,000 | 43,583,000 | 44,693,000 | 45,883,000 |
| Risk-weighted assets | 108,753,000 | 122,130,000 | 125,845,000 | 135,347,000 |