Call reports 2009
FIRST BANK OF DELAWARE — 2009
What FIRST BANK OF DELAWARE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 113,434,000 | 121,419,000 | 131,720,000 | 140,371,000 |
| Total loans | 73,205,000 | 70,747,000 | 84,828,000 | 86,076,000 |
| Allowance for loan losses | 2,355,000 | 3,234,000 | 3,923,000 | 3,512,000 |
| Securities available for sale | 22,376,000 | 17,011,000 | 12,874,000 | 7,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,161,000 | 77,359,000 | 87,438,000 | 94,713,000 |
| Interest-bearing deposits | 35,021,000 | 56,882,000 | 60,360,000 | 70,414,000 |
| Noninterest-bearing deposits | 34,140,000 | 20,477,000 | 27,078,000 | 24,299,000 |
| Equity capital | 40,367,000 | 40,598,000 | 41,125,000 | 41,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,715,000 | 7,303,000 | 10,425,000 |
| Interest expense | 177,000 | 410,000 | 643,000 | 891,000 |
| Net interest income | 2,195,000 | 4,305,000 | 6,660,000 | 9,534,000 |
| Noninterest income | 2,722,000 | 5,168,000 | 7,519,000 | 9,593,000 |
| Noninterest expense | 3,463,000 | 6,095,000 | 8,931,000 | 12,391,000 |
| Provision for loan losses | 725,000 | 2,275,000 | 3,400,000 | 4,374,000 |
| Pretax income | 729,000 | 1,103,000 | 1,848,000 | 2,362,000 |
| Income tax | 272,000 | 402,000 | 664,000 | 864,000 |
| Net income | 457,000 | 701,000 | 1,184,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,081,000 | 40,361,000 | 40,867,000 | 41,184,000 |
| Total capital | 41,166,000 | 41,441,000 | 42,062,000 | 42,377,000 |
| Risk-weighted assets | 86,758,000 | 84,278,000 | 92,849,000 | 93,129,000 |