Call reports 2008
FIRST BANK OF DELAWARE — 2008
What FIRST BANK OF DELAWARE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 118,185,000 | 124,403,000 | 124,466,000 | 116,236,000 |
| Total loans | 76,627,000 | 74,679,000 | 74,463,000 | 74,242,000 |
| Allowance for loan losses | 2,362,000 | 3,164,000 | 2,918,000 | 2,935,000 |
| Securities available for sale | 17,116,000 | 8,184,000 | 7,830,000 | 22,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,160,000 | 81,451,000 | 80,047,000 | 72,290,000 |
| Interest-bearing deposits | 42,282,000 | 36,699,000 | 35,199,000 | 36,306,000 |
| Noninterest-bearing deposits | 33,878,000 | 44,752,000 | 44,848,000 | 35,984,000 |
| Equity capital | 36,533,000 | 37,824,000 | 38,790,000 | 39,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,381,000 | 6,493,000 | 9,408,000 | 12,284,000 |
| Interest expense | 437,000 | 725,000 | 960,000 | 1,190,000 |
| Net interest income | 2,944,000 | 5,768,000 | 8,448,000 | 11,094,000 |
| Noninterest income | 4,951,000 | 9,783,000 | 13,256,000 | 16,795,000 |
| Noninterest expense | 3,373,000 | 7,531,000 | 11,161,000 | 15,630,000 |
| Provision for loan losses | 800,000 | 2,050,000 | 3,050,000 | 4,185,000 |
| Pretax income | 3,722,000 | 5,970,000 | 7,493,000 | 8,074,000 |
| Income tax | 1,448,000 | 2,332,000 | 2,930,000 | 3,019,000 |
| Net income | 2,274,000 | 3,638,000 | 4,563,000 | 5,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,370,000 | 37,772,000 | 38,727,000 | 39,216,000 |
| Total capital | 37,551,000 | 38,983,000 | 39,933,000 | 40,358,000 |
| Risk-weighted assets | 93,907,000 | 94,921,000 | 94,743,000 | 89,589,000 |