Call reports 2007
FIRST BANK OF DELAWARE — 2007
What FIRST BANK OF DELAWARE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 141,563,000 | 139,056,000 | 123,561,000 | 119,361,000 |
| Total loans | 73,069,000 | 75,876,000 | 72,183,000 | 79,485,000 |
| Allowance for loan losses | 1,960,000 | 2,013,000 | 2,019,000 | 2,581,000 |
| Securities available for sale | 9,819,000 | 9,493,000 | 9,283,000 | 17,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,408,000 | 103,848,000 | 85,191,000 | 80,805,000 |
| Interest-bearing deposits | 72,518,000 | 71,997,000 | 52,750,000 | 49,731,000 |
| Noninterest-bearing deposits | 36,890,000 | 31,851,000 | 32,441,000 | 31,074,000 |
| Equity capital | 27,045,000 | 28,818,000 | 31,332,000 | 34,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,702,000 | 5,567,000 | 8,144,000 | 11,372,000 |
| Interest expense | 889,000 | 1,819,000 | 2,563,000 | 3,162,000 |
| Net interest income | 1,813,000 | 3,748,000 | 5,581,000 | 8,210,000 |
| Noninterest income | 3,071,000 | 7,014,000 | 12,324,000 | 17,508,000 |
| Noninterest expense | 2,874,000 | 5,739,000 | 8,894,000 | 11,329,000 |
| Provision for loan losses | 134,000 | 152,000 | 172,000 | 1,142,000 |
| Pretax income | 1,876,000 | 4,871,000 | 8,839,000 | 13,247,000 |
| Income tax | 700,000 | 1,841,000 | 3,383,000 | 5,063,000 |
| Net income | 1,176,000 | 3,030,000 | 5,456,000 | 8,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,004,000 | 27,912,000 | 31,327,000 | 34,073,000 |
| Total capital | 28,217,000 | 29,184,000 | 32,514,000 | 35,268,000 |
| Risk-weighted assets | 96,262,000 | 100,992,000 | 94,202,000 | 94,188,000 |