Call reports 2006
FIRST BANK OF DELAWARE — 2006
What FIRST BANK OF DELAWARE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,325,000 | 85,299,000 | 112,388,000 | 123,914,000 |
| Total loans | 51,450,000 | 54,241,000 | 71,761,000 | 69,557,000 |
| Allowance for loan losses | 1,651,000 | 1,700,000 | 1,827,000 | 1,860,000 |
| Securities available for sale | 774,000 | 738,000 | 6,727,000 | 9,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,296,000 | 56,750,000 | 82,548,000 | 92,637,000 |
| Interest-bearing deposits | 47,643,000 | 42,418,000 | 66,163,000 | 68,323,000 |
| Noninterest-bearing deposits | 27,653,000 | 14,332,000 | 16,385,000 | 24,314,000 |
| Equity capital | 16,259,000 | 24,316,000 | 24,991,000 | 25,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 4,083,000 | 6,249,000 | 8,862,000 |
| Interest expense | 456,000 | 869,000 | 1,428,000 | 2,252,000 |
| Net interest income | 1,447,000 | 3,214,000 | 4,821,000 | 6,610,000 |
| Noninterest income | 3,074,000 | 4,351,000 | 5,814,000 | 7,627,000 |
| Noninterest expense | 2,192,000 | 3,973,000 | 5,666,000 | 7,751,000 |
| Provision for loan losses | 222,000 | 791,000 | 915,000 | 948,000 |
| Pretax income | 2,107,000 | 2,801,000 | 4,054,000 | 5,538,000 |
| Income tax | 797,000 | 1,071,000 | 1,546,000 | 2,104,000 |
| Net income | 1,310,000 | 1,730,000 | 2,508,000 | 3,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,262,000 | 24,328,000 | 24,967,000 | 25,806,000 |
| Total capital | 17,021,000 | 25,070,000 | 25,988,000 | 26,904,000 |
| Risk-weighted assets | 59,838,000 | 58,421,000 | 80,839,000 | 87,044,000 |