Call reports 2005
FIRST BANK OF DELAWARE — 2005
What FIRST BANK OF DELAWARE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,860,000 | 66,071,000 | 77,222,000 | 82,176,000 |
| Total loans | 46,371,000 | 45,565,000 | 49,482,000 | 52,922,000 |
| Allowance for loan losses | 1,511,000 | 1,822,000 | 1,633,000 | 1,684,000 |
| Securities available for sale | 1,088,000 | 1,027,000 | 861,000 | 807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,223,000 | 47,545,000 | 58,200,000 | 62,543,000 |
| Interest-bearing deposits | 38,121,000 | 35,818,000 | 51,037,000 | 53,041,000 |
| Noninterest-bearing deposits | 16,102,000 | 11,727,000 | 7,163,000 | 9,502,000 |
| Equity capital | 13,120,000 | 13,691,000 | 13,994,000 | 14,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 3,277,000 | 4,733,000 | 6,701,000 |
| Interest expense | 201,000 | 440,000 | 713,000 | 1,090,000 |
| Net interest income | 1,277,000 | 2,837,000 | 4,020,000 | 5,611,000 |
| Noninterest income | 3,421,000 | 5,334,000 | 5,871,000 | 6,833,000 |
| Noninterest expense | 1,532,000 | 3,346,000 | 4,764,000 | 6,146,000 |
| Provision for loan losses | 356,000 | 1,168,000 | 1,231,000 | 1,858,000 |
| Pretax income | 2,810,000 | 3,657,000 | 3,896,000 | 4,440,000 |
| Income tax | 1,075,000 | 1,387,000 | 1,472,000 | 1,671,000 |
| Net income | 1,735,000 | 2,270,000 | 2,424,000 | 2,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,109,000 | 13,691,000 | 13,988,000 | 14,297,000 |
| Total capital | 13,745,000 | 14,331,000 | 14,649,000 | 15,021,000 |
| Risk-weighted assets | 50,027,000 | 49,189,000 | 51,893,000 | 56,936,000 |