Call reports 2002
FIRST BANK OF DELAWARE — 2002
What FIRST BANK OF DELAWARE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 56,364,000 | 37,605,000 | 39,884,000 | 43,798,000 |
| Total loans | 24,447,000 | 22,965,000 | 26,787,000 | 29,196,000 |
| Allowance for loan losses | 384,000 | 384,000 | 384,000 | 566,000 |
| Securities available for sale | 3,100,000 | 3,215,000 | 2,981,000 | 2,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,980,000 | 27,962,000 | 31,392,000 | 34,727,000 |
| Interest-bearing deposits | 33,403,000 | 23,457,000 | 27,585,000 | 30,067,000 |
| Noninterest-bearing deposits | 9,577,000 | 4,505,000 | 3,807,000 | 4,660,000 |
| Equity capital | 5,336,000 | 5,774,000 | 5,914,000 | 5,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,762,000 | 2,424,000 | 3,048,000 |
| Interest expense | 268,000 | 476,000 | 670,000 | 857,000 |
| Net interest income | 687,000 | 1,286,000 | 1,754,000 | 2,191,000 |
| Noninterest income | 694,000 | 1,477,000 | 1,922,000 | 2,340,000 |
| Noninterest expense | 766,000 | 1,474,000 | 2,188,000 | 2,868,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 260,000 |
| Pretax income | 605,000 | 1,279,000 | 1,478,000 | 1,403,000 |
| Income tax | 247,000 | 531,000 | 630,000 | 603,000 |
| Net income | 358,000 | 748,000 | 848,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,359,000 | 5,749,000 | 5,849,000 | 5,801,000 |
| Total capital | 5,696,000 | 6,018,000 | 6,157,000 | 6,143,000 |
| Risk-weighted assets | 26,784,000 | 21,377,000 | 24,572,000 | 27,201,000 |