Call reports 2001
FIRST BANK OF DELAWARE — 2001
What FIRST BANK OF DELAWARE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,502,000 | 38,490,000 | 46,042,000 | 37,826,000 |
| Total loans | 20,842,000 | 23,814,000 | 24,910,000 | 24,961,000 |
| Allowance for loan losses | 267,000 | 287,000 | 336,000 | 374,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,312,000 | 27,866,000 | 36,073,000 | 29,858,000 |
| Interest-bearing deposits | 23,559,000 | 24,612,000 | 32,635,000 | 24,896,000 |
| Noninterest-bearing deposits | 3,753,000 | 3,254,000 | 3,438,000 | 4,962,000 |
| Equity capital | 3,465,000 | 4,564,000 | 4,722,000 | 5,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,627,000 | 2,749,000 | 4,195,000 |
| Interest expense | 368,000 | 697,000 | 1,052,000 | 1,365,000 |
| Net interest income | 347,000 | 930,000 | 1,697,000 | 2,830,000 |
| Noninterest income | 213,000 | 283,000 | 412,000 | 454,000 |
| Noninterest expense | 402,000 | 852,000 | 1,462,000 | 2,176,000 |
| Provision for loan losses | 42,000 | 97,000 | 147,000 | 192,000 |
| Pretax income | 116,000 | 264,000 | 500,000 | 916,000 |
| Income tax | 38,000 | 87,000 | 165,000 | 302,000 |
| Net income | 78,000 | 177,000 | 335,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,465,000 | 4,564,000 | 4,722,000 | 5,001,000 |
| Total capital | 3,706,000 | 4,851,000 | 5,036,000 | 5,288,000 |
| Risk-weighted assets | 19,288,000 | 25,640,000 | 25,088,000 | 22,864,000 |