Call reports 2026
RICHLAND STATE BANK — 2026
What RICHLAND STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 46,211,000 | 49,556,000 |
| Total loans | 18,321,000 | 19,517,000 |
| Allowance for loan losses | 481,000 | 481,000 |
| Securities available for sale | 18,942,000 | 18,631,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 41,590,000 | 44,676,000 |
| Interest-bearing deposits | 31,537,000 | 33,640,000 |
| Noninterest-bearing deposits | 10,053,000 | 11,036,000 |
| Equity capital | 4,442,000 | 4,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 466,000 | 967,000 |
| Interest expense | 189,000 | 383,000 |
| Net interest income | 277,000 | 584,000 |
| Noninterest income | 429,000 | 981,000 |
| Noninterest expense | 542,000 | 1,086,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 164,000 | 479,000 |
| Income tax | 3,000 | 7,000 |
| Net income | 161,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,696,000 | 5,806,000 |
| Total capital | 6,308,000 | 6,117,000 |
| Risk-weighted assets | 24,305,000 | 24,705,000 |