Call report 2025Q1
RICHLAND STATE BANK — 2025Q1
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,256,000 | USD | evidence → |
| Total loans | 17,861,000 | USD | evidence → |
| Allowance for loan losses | 481,000 | USD | evidence → |
| Securities available for sale | 18,483,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,800,000 | USD | evidence → |
| Interest-bearing deposits | 29,289,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,511,000 | USD | evidence → |
| Equity capital | 4,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 457,000 | USD | evidence → |
| Interest expense | 181,000 | USD | evidence → |
| Net interest income | 276,000 | USD | evidence → |
| Noninterest income | 458,000 | USD | evidence → |
| Noninterest expense | 529,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 205,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 204,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,909,000 | USD | evidence → |
| Total capital | 6,210,000 | USD | evidence → |
| Risk-weighted assets | 23,928,000 | USD | evidence → |