Call report 2020Q4
RICHLAND STATE BANK — 2020Q4
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 41,764,000 | USD | evidence → |
| Total loans | 17,745,000 | USD | evidence → |
| Allowance for loan losses | 230,000 | USD | evidence → |
| Securities available for sale | 13,946,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,642,000 | USD | evidence → |
| Interest-bearing deposits | 30,746,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,896,000 | USD | evidence → |
| Equity capital | 5,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,437,000 | USD | evidence → |
| Interest expense | 264,000 | USD | evidence → |
| Net interest income | 1,173,000 | USD | evidence → |
| Noninterest income | 1,539,000 | USD | evidence → |
| Noninterest expense | 1,794,000 | USD | evidence → |
| Provision for loan losses | 67,000 | USD | evidence → |
| Pretax income | 948,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 928,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,271,000 | USD | evidence → |
| Total capital | 4,501,000 | USD | evidence → |
| Risk-weighted assets | 27,317,000 | USD | evidence → |