Call report 2015Q4
RICHLAND STATE BANK — 2015Q4
The 22 measures RICHLAND STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,441,000 | USD | evidence → |
| Total loans | 14,220,000 | USD | evidence → |
| Allowance for loan losses | 132,000 | USD | evidence → |
| Securities available for sale | 20,678,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,073,000 | USD | evidence → |
| Interest-bearing deposits | 30,999,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,074,000 | USD | evidence → |
| Equity capital | 11,280,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,328,000 | USD | evidence → |
| Interest expense | 325,000 | USD | evidence → |
| Net interest income | 1,003,000 | USD | evidence → |
| Noninterest income | 926,000 | USD | evidence → |
| Noninterest expense | 1,134,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 775,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 747,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,022,000 | USD | evidence → |
| Total capital | 11,154,000 | USD | evidence → |
| Risk-weighted assets | 19,889,000 | USD | evidence → |