Call reports 2014
RICHLAND STATE BANK — 2014
What RICHLAND STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,506,000 | 42,260,000 | 42,762,000 | 44,327,000 |
| Total loans | 13,065,000 | 13,325,000 | 13,832,000 | 14,194,000 |
| Allowance for loan losses | 111,000 | 109,000 | 111,000 | 112,000 |
| Securities available for sale | 19,455,000 | 21,006,000 | 20,547,000 | 20,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,388,000 | 31,887,000 | 32,223,000 | 33,579,000 |
| Interest-bearing deposits | 28,855,000 | 29,312,000 | 29,939,000 | 30,378,000 |
| Noninterest-bearing deposits | 2,533,000 | 2,575,000 | 2,284,000 | 3,201,000 |
| Equity capital | 10,041,000 | 10,300,000 | 10,461,000 | 10,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 628,000 | 957,000 | 1,280,000 |
| Interest expense | 77,000 | 157,000 | 237,000 | 320,000 |
| Net interest income | 237,000 | 471,000 | 720,000 | 960,000 |
| Noninterest income | 223,000 | 417,000 | 616,000 | 773,000 |
| Noninterest expense | 258,000 | 548,000 | 818,000 | 1,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 340,000 | 554,000 | 648,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 21,000 |
| Net income | 197,000 | 330,000 | 539,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,846,000 | 9,978,000 | 10,187,000 | 10,275,000 |
| Total capital | 9,957,000 | 10,087,000 | 10,298,000 | 10,387,000 |
| Risk-weighted assets | 17,104,000 | 17,748,000 | 18,133,000 | 18,935,000 |
Machine access — free, no API key
Every figure shown here about RICHLAND STATE BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.